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Emergency Rental Assistance Program (ERAP)


Provides financial assistance to income-eligible households at risk of experiencing homelessness or housing instability by providing rental arrears, temporary rental assistance, and utility arrears assistance.

Eligibility: New York State residents meeting the following criteria:

- Household gross income is at or below 80 percent of the Area Median Income (AMI); a household may qualify based on current income or calendar year 2020 income that is at or below 80 percent AMI

- On or after March 13, 2020, a member of the household received unemployment benefits or experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic

- The applicant is obligated to pay rent at their primary residence and has rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020

- The household must be at risk of experiencing homelessness or housing instability, which can be demonstrated by having rental arrears owed on or after March 13, 2020

Application Process: Call to verify funding availability

Required Documentation: Varies; call for required documentation

Fees: None

Oneida County

Mohawk Valley Community Action Agency

Provides direct services and support for education, employment, and family support services.

9882 River Road
Utica NY 13502


Hours: Monday - Friday, 8:30 AM - 4 PM

Disabled: Fully Accessible




38 Morgan Street
Herkimer NY 13350


Monday - Friday, 8:30 AM - 4 PM


Pam Gardinier
Family Resource Director
315-624-9930 x2250

Disabilities Access

Fully Accessible


Interpreter services available upon request, Spanish, Bosnian

This program is offered at these sites:

Ilion CAAP Location

Main Address:

38 Morgan Street

Ilion NY 13357


Utica CAAP Access Point Location

Main Address:

287 Genesee Street

Utica NY 13502

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