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Modest Needs Foundation


* Offers grants designed to promote self-sufficiency of individuals and families who, because they are working and live just above the poverty level, are ineligible for most types of conventional social assistance but who, all the same, are living one or two lost paychecks away from the kind of financial catastrophe that eventually leads to homelessness.
  • Unexpected or emergency expenses that an individual or family living paycheck-to-paycheck could not possibly afford without a short-term hand-up.
    • Examples of expenses of this type with which Modest Needs has helped in the past include everything from the cost of medical care not covered by insurance to the cost of repairing or replacing a major appliance to the cost of required work tools or uniforms to the cost of legal fees to complete an adoption to - tragically - the cost of burying a family member that has unexpectedly passed away;
  • Monthly bills that an individual or family living paycheck-to-paycheck cannot afford to pay at the time of their application because of a documentable extenuating circumstance.
    • For example, if you were required to take unpaid leave from work because your child was ill and now cannot afford the cost of your auto insurance, or if you were in an auto accident and cannot afford this month's rent or mortgage payment because you had to pay a deductible to repair your car - under these kinds of documentable emergency situations, Modest Needs would consider paying a regular monthly bill on behalf of your household on a one-time basis.

Eligibility: You are at least 18 years of age;
You are a legal resident of the United States or Canada;
You intend to apply for assistance either for yourself, or for a person living in your home;
Your household has at least one active bank account OR has filed a Federal Tax Return within in the past two years;
You have regular access to a computer and the Internet and can check your email the Modest Needs website daily for the entire time that your application is active;
You have the ability to access a scanner or a fax machine for long enough to scan and upload or fax the documentation to support your application that Modest Needs will request from you during the grant application process;
If you rent (rather than own) your home, your household has a legal lease that your landlord and a member of your household both have signed. This lease must show the monthly cost of your rental, whether or not you pay all of this amount yourself;
Your household passes our 'income' and 'employment' tests, both of which are explained in the application process.

Application Process: Complete online application.

Required Documentation: Call for information.

Fees: No fee for service.

New York State.

Modest Needs Foundation

Modest Needs is a national nonprofit empowering members of the general public to make small, emergency grants to low-income workers who are at risk of slipping into poverty.

120 E 23rd Street
FL 5
New York NY 10010

Website: www.modestneeds.org

Hours: M-TH 9:00AM-5:00PM


Website: www.modestneeds.org/for-applicants

120 E 23rd Street
FL 5
New York NY 10010

This program is offered at this site:

Modest Needs Foundation

Main Address:

120 E 23rd Street

FL 5

New York NY 10010

Toll Free:

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