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Single Family and Multi Family Housing Home Loans


*Assists low income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.
  • Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. 
*Provides competitive financing for affordable multi-family rental housing for low income, elderly or disabled individuals and families in eligible rural areas. 

Eligibility: Income guidelines apply, not available in Rome or Utica, call for information.

Application Process: Call for appointment preferred or walk in.

Required Documentation: Proof of address, proof of income, proof of expenses, call for information for other required documents.

Fees: Call for information.

Herkimer, Madison and Oneida Counties, Cities of Rome and Utica excluded.

United States Department of Agriculture Rural Development Services

The United States Department of Agriculture Rural Development Services administers community, business and housing programs which offer loans, loan guarantees and grants.

9025 River Road
Room 205
Marcy NY 13403

Website: www.rd.usda.gov/ny

Hours: M-F 7:30AM-4:30PM


Website: www.rd.usda.gov/programs-s . . . ndividuals

9025 River Road
Room 205
Marcy NY 13403


Translators available as needed.

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